Why we started
Getting paid shouldn't be the hard part.
Across Nigeria, businesses sell through WhatsApp, Instagram, websites and shopfronts, and their customers pay by card, bank transfer, USSD and more. Stitching those together, then reconciling what actually arrived, eats hours that should go into the business.
Sofapay brings every payment method into one integration and one balance, and shows the financial mechanics plainly: fees, refunds, settlements and disputes, all traceable to a double-entry ledger.
Our mission
Make it simple for any African business to get paid, move money and know exactly where every naira is.
What we believe
The principles we build by.
Show the money
No black boxes. Every fee, refund and settlement is visible and explainable.
Correct before fast
Money movement is double-entry and reconciled. Speed never comes at the cost of accuracy.
Developers first
A clean API, honest docs and a test mode that's live the moment you sign up.
Built for Africa
Designed around how Africans pay today, with multi-currency in the foundations for tomorrow.
Where we are
Early, and building in the open.
- Sofapay is headquartered in Lagos and focused on Nigeria first.
- The platform is in test mode today: merchants can integrate, take test payments and use every feature, with no real money moving.
- We're working with licensed banking and processing partners ahead of live payments.
- Ghana, Kenya, South Africa and francophone West Africa are next. See the roadmap.